Why your tur dal has become so expensive

Hahaha,
This is the only speculative activity which calls for minimum effort.
This is one I picked up when I was young and do it as it gives me maximum enjoyment like a cricket match or any other sport.
One does not need to go to any agent for investing in shares.
This can be done online like banking or any financial transaction.
If one has to live in an open economy , one cannot shy away from its instruments which makes possible higher returns.
The way banks function these days, the returns for savers are likely to reduce further.
Money may not retain its value in fixed return instruments like FDs and it would be more misery for senior citizen dependant on interest incomes.
There is no other convenient way out of this.